KEY SPECIFIC TASKS

• Assist in structuring loans to meet DMC's guidelines.
• Monitor individual mortgage-broker production performance for continued approval.
• Monitor status of loan packages in the pipeline.
• As agreed to with management, recruit mortgage brokers not on DMC's approved broker list.
• Provide sales and marketing ideas to enhance the company's ability to meet and exceed its goals.
• Obtain and maintain licenses required by local or state agencies.
• Build and foster strong internal working relationships with underwriting and processing.
• Use Solution Center and some Microsoft office products to manage AE's business.
• Build broker relations, educate brokers and guarantee brokers' needs are met.
• Learn and become certified on DMC's Solution Center system.
• Train Loan Officers and Loan Processors on use of Solution Center.
• Train Loan Officers and Processors on DMC's policies and procedures.
• Meet agreed upon production goals / standards with the assigned brokers.
• Maintain sales contact, pipeline and other sales activity reports.

• 3-5 years of sales and/or sales management experience.
• Excellent working knowledge of:
  • Mortgage finance and real estate lending operations.
  • General investor guidelines, underwriting policies and industry loan products.
  • Escrow/title practices and basic laws applicable to mortgage lending transactions.
  • Credit rating system and credit bureau reports.
  • Loan processes from submission to funding.
  • Knowledge of the prospective territory and of competitive issues in that territory.
  • Knowledge of wholesale mortgage lending and importance of relationship with brokers.
  • Strong goal orientation; demonstrated commitment to exceed customer expectations; ability to sustain required loan volume in assigned territory.
  • Established broker base (highly preferred).

• Effective interpersonal, communications, and presentation skills;
  • Organizes and prioritizes details; Completes multiple tasks on schedule.
  • Problem-solve and exercise independent judgment.
  • Function as a committed team player.
  • Work productively under minimal supervision.

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Generally, the daily work of the incumbent involves the following:

1. take calls from Account Executives and Brokers;
2. respond to requests for information;
3. provide assistance in support of Underwriting, the Account Executives, and the Brokers in completing conditions prior to document draw; and
4. generally, insure that everything is prepared for the Closer / Funder to be able to draw documents and send the loan to the closing agent.

KEY SPECIFIC TASKS

• Being completely up-to-date on all the detailed aspects of every loan program.
• Provide effective customer support by responding to calls and emails from Account Executives, Sales Managers and Brokers regarding loan program guidelines, rates, pricing, adjustments, and conditions on specific loans.timely response is a mandatory requirement of this position.
• Assisting in performing rate locks.
• Notify AEs and Brokers of approvals, conditional approvals, counter-offers, and declines as well as keep AEs and Brokers informed if anything impacts timely processing of the loan file.
• Work closely with Underwriting to insure files are ready to forward to the Closer / Funder.
• Coordination with AEs and Brokers when their assistance is required to complete conditions.
• May prepare Flood Certification.
• Attend weekly program training sessions and participate in ongoing training on line and via the company Intranet until fully certified on all DMC loan programs.

• 3-5 years previous experience in a mortgage banking environment, preferably as a loan processor in a mortgage environment with a broad offering of loan programs for A through C paper.
• Strong understanding of Processing and Underwriting conditions.
• Excellent PC and/or AUS systems skills - Effective interpersonal and communications skills.
• Ability to multi-task and yet meet deadlines.
• Ability to organize and prioritize details.
• Ability to problem-solve and exercise independent judgment, displaying a high degree of initiative.

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This salaried position offers an introductory training program. Benefits offered include medical, dental, life insurance and paid holidays and vacation. A 401K program will be offered soon.

KEY SPECIFIC TASKS

• Manage all aspects of operations including registration, compliance, underwriting, doc drawing, funding and settlement.
• Effectively communicate with senior management and staff.
• Plan ongoing activities, establish priorities and work assignments that result in high performance and the most efficient use of all resources.
• Assure adequate management reports are published accurately and in a timely manner.
• Assure that regulatory requirements are met.
• Develop and maintain relationships, processes and environment that ensure investors, banks, brokers and occasionally consumers (as well as others) receive superior customer service and that all service standards are met.
• Resolve all loan file issues and make sound managerial decisions.
• Coordinate and deliver excellent customer service while complying with company policies.
• Provide staff with the resources, expertise and skills necessary to complete their assignments.
• Knowledge of multi-state regulations.
• Manage production levels to ensure profitability.

• Minimum 5 years of supervisory and management level experience.
• At least 5-10 years experience in the Mortgage Loan industry including a strong background in underwriting, loan processing and wholesale mortgage banking.
• Excellent attention to detail and an ability to prioritize, organize, and coordinate multiple objectives.
• Excellent team building and motivational skills.
• Demonstrated ability to gather data from multiple sources, test assumptions and evaluate alternatives before recommending action.
• Positive attitude and ability to grasp new concepts and adapt easily to change.

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You will review for acceptance documentation to clear conditions and clear any post funding issues. Daily contact will be required with Broker Coordinators, Account Executives, Sales Managers, as well as vendors, while interfacing with Quality Control, and Closer / Funder personnel.

This position requires excellent interpersonal skills to work effectively with both internal staff and our field-based operating and sales staff with a demonstrated ability to provide timely responses to sellers' inquiries and maintain relationships.

KEY SPECIFIC TASKS
Additional tasks that will be required from time to time are:

• Reviews and approves the larger and more difficult loans.
• Responds to all quality control audits.
• Make the final decision on loan approvals.
• Inputs underwriting decisions into the DirectWare system.
• Handles inquiries from Broker Coordinators and/or Account Executives.
• Reviews conditions and exception requests.
• Superior verbal and written skills.
• Provide top level support to Broker Coordinators (and indirectly to Account Executives) as to the status of loans and any conditions that those parties need to assist in meeting conditions.
• Respond to internal staff needs, for status, feedback and explanation of conditions.
• Support Broker Coordinator (and indirectly AEs) in the education of brokers.
• Meet agreed upon production goals and standards as set jointly with Underwriting management.

• A minimum of 2 years of experience underwriting wholesale and retail 1st and 2nd mortgage loans for 1-4 family properties.
• Has underwritten for at least 3 different investor product portfolios.
• Has a DE number (CHUMS #), have appropriate FHA government underwriting background; although it is not required.
• Preferred that the incumbent be knowledgeable on VA programs and products and should have their VA LAPP number already assigned.
• Has spent at least 1 year in government (FHA/VA) underwriting experience.
• Has a current or previous approval authority of at least $500,000 for jumbo loans.

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You will review for acceptance documentation to clear conditions and clear any post funding issues. Daily contact will be required with Broker Coordinators, Account Executives, Sales Managers, as well as vendors, while interfacing with Quality Control, and Closer / Funder personnel.

This position requires excellent interpersonal skills to work effectively with both internal staff and our field-based operating and sales staff with a demonstrated ability to provide timely responses to sellers' inquiries and maintain relationships.

KEY SPECIFIC TASKS
Additional tasks that will be required from time to time are:

• Reviews and approves the larger and more difficult loans.
• Responds to all quality control audits.
• Make the final decision on loan approvals.
• Inputs underwriting decisions into the DirectWare system.
• Handles inquiries from Broker Coordinators and/or Account Executives.
• Reviews conditions and exception requests.
• Superior verbal and written skills.
• Provide top level support to Broker Coordinators (and indirectly to Account Executives) as to the status of loans and any conditions that those parties need to assist in meeting conditions.
• Respond to internal staff needs, for status, feedback and explanation of conditions.
• Support Broker Coordinator (and indirectly AEs) in the education of brokers.
• Meet agreed upon production goals and standards as set jointly with Underwriting management.

• A minimum of 2 years of experience underwriting wholesale and retail 1st and 2nd mortgage loans for 1-4 family properties.
• Has underwritten for at least 3 different investor product portfolios.
• Has a DE number (CHUMS #), have appropriate FHA government underwriting background; although it is not required.
• Preferred that the incumbent be knowledgeable on VA programs and products and should have their VA LAPP number already assigned.
• Has spent at least 1 year in government (FHA/VA) underwriting experience.
• Has a current or previous approval authority of at least $500,000 for jumbo loans.

[SUBMIT YOUR RESUME NOW]

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Generally, the daily work of the incumbent involves the following:

1. take calls from Account Executives and Brokers;
2. respond to requests for information;
3. provide assistance in support of Underwriting, the Account Executives, and the Brokers in completing conditions prior to document draw; and
4. generally, insure that everything is prepared for the Closer / Funder to be able to draw documents and send the loan to the closing agent.

KEY SPECIFIC TASKS

• Being completely up-to-date on all the detailed aspects of every loan program.
• Provide effective customer support by responding to calls and emails from Account Executives, Sales Managers and Brokers regarding loan program guidelines, rates, pricing, adjustments, and conditions on specific loans.timely response is a mandatory requirement of this position.
• Assisting in performing rate locks.
• Notify AEs and Brokers of approvals, conditional approvals, counter-offers, and declines as well as keep AEs and Brokers informed if anything impacts timely processing of the loan file.
• Work closely with Underwriting to insure files are ready to forward to the Closer / Funder.
• Coordination with AEs and Brokers when their assistance is required to complete conditions.
• May prepare Flood Certification.
• Attend weekly program training sessions and participate in ongoing training on line and via the company Intranet until fully certified on all DMC loan programs.

• 3-5 years previous experience in a mortgage banking environment, preferably as a loan processor in a mortgage environment with a broad offering of loan programs for A through C paper.
• Strong understanding of Processing and Underwriting conditions.
• Excellent PC and/or AUS systems skills - Effective interpersonal and communications skills.
• Ability to multi-task and yet meet deadlines.
• Ability to organize and prioritize details.
• Ability to problem-solve and exercise independent judgment, displaying a high degree of initiative.

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