Direct Mortgage Wholesale™ | Online Rate Locks | Loan Programs

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Competitive Rates, Fast Underwriting, Still Going Strong

Borrower looking for a home loan?

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Why we are different:

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What People Are Saying:

"What an excellent product! I've already used it to price out two loans since this afternoon's training. I am really looking forward to using this product often." – Melanie R., Broker, Florida

"The Loan Choices is a fabulous engine that will definitely improve our turnaround. The more I work with it, the more I find it as a MUST tool for every LO and mortgage company." -- Les Z., FL

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Direct Mortgage Wholesale provides pace-setting rates, cutting-edge loan programs, online rate locks, and the most robust automated underwriting system in the business. More>>

Interested in signing up with Direct Mortgage Wholesale? Fill out our Online Broker Application or send an email to get started.






		In a day and age when many lenders are struggling, we are a wholesale mortgage bank that continues to innovate, create new loan programs, and pioneer automation & cutting-edge technology. Our proprietary software, DirectWare® Loan Choices™ features Predictive Analytics, assists you in selecting the right loan at the right price, including Fannie Mae, Freddie Mac, and Direct Mortgage’s own loan portfolio; and provides real time pricing, loan registration and online rate locking. Benefits include: *Loan Choices™with Predictive Analytics* Drag & Drop underwriting checklist FHA & VA loans and sponsorships USDA loan Paperless Loan Submissions Lock online until 3 am Eastern, 1am Mountain Time, midnight Pacific. Automatic notifications of U/W status, e.g., that loan is locked (including anticipated yield spread), clear to close, or is funded. Text notifications to phone Calyx Point lender Furthermore, Direct Mortgage is a wholesale mortgage lender with a philosophy of "close the loan." Whether that means educating brokers about loan products available on the market, providing free uploads of loan applications, automatically underwriting referred borrowers against alternative loan programs, or going the extra mile to personally obtain outstanding conditions on a pending loan, Direct Mortgage associates focus on getting the deal done.

		Direct Mortgage is able to lend in AL, AZ, CA, CO, CT, FL, GA, HI, ID, IL, LA, MI, MT, NC, NM, NV, OH, OK, OR, SC, TN, TX, UT, VA, WA, WI, and WY. Check with your AE for state-specific questions. Licensed by the Virginia State Corporation Commission, MC-4180.

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